Est. 1992 | Licensed Master Plumber | Fully Insured
★ ★ ★ ★ ★ | Metrowest MA
Home/Financing
Pay over time

Flexible financing for
bigger jobs.

When the water heater goes or the boiler needs replacement, we don't want cost to be the reason you wait. Spread larger projects across manageable payments with flexible financing options offered through our payment platform.

☎ 508-429-2888
Available on

Financing for jobs $2,000 and up.

Financing makes sense for larger projects — the kind that aren't planned and can't always wait. We offer flexible payment options on qualifying work over $2,000.

Common projects that qualify

For service calls and smaller jobs under $2,000, we accept cash, check, ACH bank transfer, and all major credit cards.

How it works

A quick path to yes.

The application process is fast and homeowner-friendly. Most customers find out if they're pre-qualified within minutes.

Step 1

Get your quote

We assess the job in person and provide a clear written estimate. No pressure — financing is one of several payment options.

Step 2

Apply at checkout

Select financing when you receive your invoice. Apply with a soft credit check that doesn't affect your score.

Step 3

Work proceeds

Once approved, we get to work as scheduled. Kiley gets paid in full upfront by the financing provider.

Step 4

Pay over time

You make manageable payments directly to the financing provider on a schedule that works for you.

Why we offer this

Big jobs shouldn't wait.

A failing water heater, a cracked heat exchanger, a sewer line backing up — these aren't problems homeowners plan for. After 34 years in Metrowest, we've seen plenty of families put off necessary work because the timing wasn't right. Financing exists so that doesn't happen — so a major repair becomes a manageable monthly payment instead of a wallet-emptying surprise.

We don't push financing on small jobs where it doesn't make sense. It's a tool for the times it actually helps.

Common questions

Questions homeowners ask us.

Will applying affect my credit score?
A soft credit check is used for pre-qualification, which does not affect your credit score. If you decide to proceed with financing, a hard inquiry may be performed by the lender at that point.
What's the minimum job size for financing?
Financing is available on qualifying projects of $2,000 or more. For smaller jobs, we accept cash, check, ACH bank transfer, and credit cards.
Is there interest on the payments?
Several plan options are available depending on the financing provider and your approval. Some plans offer interest-free terms when paid on schedule; longer terms may include interest. The exact terms are disclosed by the lender before you commit — you'll see your full payment schedule and any interest before signing anything.
Who is the lender?
Financing is provided by third-party lenders through our payment platform. You apply directly with the lender, and your agreement is with them — not with Kiley Plumbing & Heating.
How fast is approval?
Most applications are pre-qualified within minutes. Final approval depends on the lender's review of your application.
Can I use financing on commercial projects?
Yes — financing is available on qualifying commercial work over $2,000. For larger commercial projects, call us at 508-429-2888 to discuss options.
Ready to talk?

Get your quote today.

Book a service visit online or call us directly. We'll quote the work in writing — financing is one of several payment options you can choose from when you're ready.

☎ 508-429-2888

Financing is offered through third-party lenders, subject to credit approval and eligibility requirements. Terms, rates, and minimum project size may vary. Kiley Plumbing & Heating does not extend credit and is not a lender. Late or missed payments may result in fees or interest charges as outlined by the lender. See lender for complete terms.

☎ Call 508-429-2888